Store cards for fair credit? (2023)

What store cards are best for 600 credit score?

Secured credit cards will likely be the easiest cards to get for those with either poor credit or no credit. That's because they require collateral upfront in the form of a security deposit, which is typically equal to the amount of your credit line and reduces the risk to the card issuer if you fail to pay your bill.

The Walmart Credit Card credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for this card. The Walmart® Store Card also requires at least fair credit for approval.

Credit score required: You need at least fair credit (a credit score of 640+) to get approved for the Target Credit Card. The Target Mastercard, on the other hand, requires excellent credit or better (a credit score of 750+) for approval.

What credit score do I need for a Lowe's card? You'll likely need a fair, good, or excellent credit score to qualify for the Lowe's credit card. Fair credit scores typically start around 600. Good scores start around the high 600s, and excellent scores start around 800.

Approval odds

Typically, you can qualify for Synchrony's Amazon store cards with a fair credit score (580 to 669). On the other hand, you'll likely need at least a good credit score (670 to 739) to qualify for one of the Amazon Visa cards from Chase.

None of the cards have a minimum credit score required for approval. Discover also offers a pre-approval form, so people can see whether they would be approved for a credit card and what APR they would receive before they apply.

Approval Requirements & Application

The TJX Rewards Credit Card typically approves applicants with fair credit or better, which means credit scores around 620 or higher. You can apply for a new card at any TJX-branded location, including your local T.J.

You need a credit score of 640 or higher to qualify for a Capital One Walmart Rewards® Mastercard®. This implies that those with average to exceptional credit are more likely to get approved for the Walmart Credit Card.

What is the easiest Comenity card to get?

No, it is not hard to get a Walmart Credit Card, though it's not especially easy, either. You need a credit score of 640, at a minimum. This means people with fair credit or better should have a shot at approval.

5 Best Credit Cards for Bad Credit (February 2023):

Discover it® Secured Credit Card: Best secured card with rewards. Self - Credit Builder Account with Secured Visa® Credit Card: Best for building credit with savings. OpenSky® Secured Visa® Credit Card: Best for low-interest credit-building.

What credit score do you need for a Kohls card? The Kohl's Credit Card credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for the Kohl's Credit Card.

You'll need to have at least fair or average credit -- a credit score over 580 -- to qualify for the Target RedCard™. Since it's a closed-loop store card (only good at Target), it may be easier to qualify for than a typical credit card.

Credit Rating: 613 is considered a bad credit score. Borrowing Options: Most borrowing options are available, but the terms are unlikely to be attractive. For example, you could borrow a small amount with certain unsecured credit cards or a personal loan for damaged credit, but the interest rate is likely to be high.

The JCPenney Credit Card requirements for approval include having a credit score of at least 640 (fair credit), and enough income to make monthly minimum payments. Plus, applicants must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number.

The Victoria's Secret Credit Card requires at least fair credit to have a good chance of approval. Other factors such as your income, debt, and recent inquiries will also be taken into consideration.

It is relatively hard to get the Best Buy® Credit Card as it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Best Buy® Credit Card.

How to qualify for a Home Depot credit card?

Here are the Home Depot® Credit Card approval requirements:

Credit score requirement: A credit score of 640+ (fair credit). Age requirement: Must be at least 18 years old. If you're under 21 years old, you must have proof of independent income or a co-signer. Residency requirement: You must be a U.S resident.

Credit Score Needed for Southwest Credit Card

The best rating — excellent credit — typically starts with a 740 credit score. It's possible to get approved with a score in the mid-600s, but your application may require manual approval. This guidance applies to personal and small business Southwest credit cards.

The best type of credit card for a 501 credit score is a secured credit card. Secured cards give people with bad credit high approval odds and have low fees because cardholders are required to place a refundable security deposit.

What's the Synchrony Bank credit card credit score requirement? It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit.

What credit score do I need to qualify for an Affirm loan? You need to have a credit score of at least 550 to qualify for an Affirm loan. But other factors like income, employment and your debt-to-income ratio (DTI) can also affect loan applications.

The Amazon.com Store Card requires a credit score of at least 640. That means people with fair credit or better have a shot at getting approved for this card. The better your credit score is, the higher your approval odds will be.

When applying for the Amex Blue Card, try to have a good credit score, which is a FICO® Score of 670 or above. This is one of the easiest Membership Rewards cards to open, and even consumers with average credit scores have a decent chance of approval.

A 603 credit score can be a sign of past credit difficulties or a lack of credit history. Whether you're looking for a personal loan, a mortgage or a credit card, credit scores in this range can make it challenging to get approved for unsecured credit, which doesn't require collateral or a security deposit.

As someone with a 630 credit score, you have just crossed over into the “fair” territory of credit score bands. You can qualify for financial products, like a mortgage or car loan, but you will likely pay higher interest rates than someone with better credit.

The credit score that you need for the Lowe's Store Card is 640, at a minimum. That means people with at least fair credit have a shot at getting approved for this card.

Can you get a store credit card with a 500 credit score?

Store Cards for a 500 Credit Score

Overall, there really aren't many store cards available to people with bad credit. The vast majority of store cards require at least fair credit, meaning you need a score of 640 or higher for good approval odds. You can learn more about the best store credit cards on WalletHub.

The JCPenney Credit Card requirements for approval include having a credit score of at least 640 (fair credit), and enough income to make monthly minimum payments. Plus, applicants must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number.

Approval odds

Typically, you can qualify for Synchrony's Amazon store cards with a fair credit score (580 to 669). On the other hand, you'll likely need at least a good credit score (670 to 739) to qualify for one of the Amazon Visa cards from Chase.

The Home Depot Consumer Credit Card can only be used on purchases at Home Depot. The card is issued by Citibank and offers different financing options. If you plan on making a large purchase, this card provides financing options based on the price of the purchase.

The Kohl's Credit Card credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for the Kohl's Credit Card.

The Kohl's Credit Card credit score requirement is 640 or higher. That means people with fair credit or better have a shot at getting approved for the Kohl's Credit Card.

The JCPenney Credit Card is cited as one of the easiest cards to get, and reviewers have reported being approved with credit scores of all types. You can apply online in minutes through the link below, or head into your local JCPenney store to fill out an application.